Our client operates in the Financial Services industry and is looking for a Graduate to join them as a Risk Analyst based from their offices in Solihull, West Midlands.

The company provides credit facilities for a variety of retail clients. The main purpose of the role is to assist in optimising profitability for the company portfolio by providing information, analysis and technical support for the development of Risk strategies.

Main responsibilities are to:

Help develop risk policy across the account lifecycle.
Assist in the implementation and monitoring of scorecards used.
Help develop and monitor risk strategies which maximise revenue whilst minimising bad debt.
Assist in the development of optimal credit limit and cash strategies.
Provide portfolio management reports, which evaluate the risk profile of the UK Customer base.
Provide analysis to improve the impact of strategies set.
Provide MIS, which is used to update senior management on the risk status of the UK portfolio.
As requested, liaise with other departments or external organisations e.g. Credit Bureau on any current or future initiatives.
Liaise with Operational teams as requested to ensure that policies and procedures are being complied with in an efficient manner.


We are looking for a graduate with a good degree in a numerate discipline with excellent analytical and communication skills.
You must be able to use MS Excel to intermediate or advanced level, and have used SAS or SPSS before.
You will also need a high level of self-motivation, be able to take initiative and work with minimum supervision.
A high level of accuracy and attention to detail is also required, as is a strong desire to succeed and exceed goals set.
Previous experience in consumer credit Risk Management desirable.
Any work experience or a placement year in a similar field would be very useful but not essential.